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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,752 | $68,878-14.7% | $120,574-51.3% | $80,935-27.4% |
| Participation rate | 42.5% | 61.7%-19.2pp | 71.9%-29.4pp | 67.7%-25.2pp |
| Annual return | 10.45% | 23.67%-13.2pp | 107.42%-97.0pp | 35.66%-25.2pp |
| Employer contribution / active EE | $912 | $2,065-55.9% | $3,471-73.7% | $2,757-66.9% |
| Participant deferral / active EE | $1,251 | $3,189-60.8% | $4,996-75.0% | $4,299-70.9% |
| Admin fee / account holder | $2,587 | $5,782-55.2% | $9,445-72.6% | $6,924-62.6% |