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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,752 | $68,586-14.3% | $120,380-51.2% | $80,911-27.4% |
| Participation rate | 42.5% | 61.6%-19.1pp | 71.9%-29.4pp | 67.6%-25.1pp |
| Annual return | 10.45% | 23.62%-13.2pp | 107.28%-96.8pp | 35.63%-25.2pp |
| Employer contribution / active EE | $912 | $2,053-55.6% | $3,465-73.7% | $2,756-66.9% |
| Participant deferral / active EE | $1,251 | $3,174-60.6% | $4,992-74.9% | $4,297-70.9% |
| Admin fee / account holder | $2,587 | $5,733-54.9% | $9,421-72.5% | $6,935-62.7% |