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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,651 | $138,366+147.6% | $184,185+86.0% | $80,911+323.5% |
| Participation rate | 91.1% | 83.9%+7.2pp | 86.8%+4.2pp | 67.6%+23.4pp |
| Annual return | 12.63% | 20.02%-7.4pp | 28.81%-16.2pp | 35.63%-23.0pp |
| Employer contribution / active EE | $0 | $4,849-100.0% | $6,426-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $16,718 | $7,074+136.3% | $9,132+83.1% | $4,297+289.0% |
| Admin fee / account holder | $32,400 | $10,484+209.0% | $13,909+132.9% | $6,935+367.2% |