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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,795 | $70,366+174.0% | $66,674+189.2% | $138,895+38.8% |
| Participation rate | 69.6% | 76.2%-6.6pp | 73.7%-4.1pp | 79.9%-10.4pp |
| Annual return | 17.36% | 386.41%-369.0pp | 321.24%-303.9pp | 145.39%-128.0pp |
| Employer contribution / active EE | $2,835 | $2,765+2.5% | $2,620+8.2% | $4,194-32.4% |
| Participant deferral / active EE | $5,725 | $4,374+30.9% | $4,084+40.2% | $6,396-10.5% |
| Admin fee / account holder | $4,674 | $5,262-11.2% | $5,098-8.3% | $12,562-62.8% |