Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,859 | $81,487+38.5% | $102,412+10.2% | $80,935+39.4% |
| Participation rate | 52.0% | 66.8%-14.8pp | 74.5%-22.5pp | 67.7%-15.7pp |
| Annual return | 8.40% | 25.60%-17.2pp | 24.94%-16.5pp | 35.66%-27.3pp |
| Employer contribution / active EE | $846 | $3,103-72.7% | $3,870-78.1% | $2,757-69.3% |
| Participant deferral / active EE | $2,775 | $3,871-28.3% | $5,060-45.2% | $4,299-35.5% |
| Admin fee / account holder | $37,337 | $6,717+455.8% | $8,388+345.1% | $6,924+439.2% |