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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,609 | $106,864-48.9% | $147,318-62.9% | $82,637-33.9% |
| Participation rate | 60.0% | 75.5%-15.5pp | 82.1%-22.1pp | 68.1%-8.1pp |
| Annual return | 22.78% | 27.49%-4.7pp | 70.43%-47.7pp | 53.51%-30.7pp |
| Employer contribution / active EE | $2,332 | $3,417-31.7% | $4,593-49.2% | $2,552-8.6% |
| Participant deferral / active EE | $6,038 | $6,496-7.0% | $7,906-23.6% | $4,126+46.3% |
| Admin fee / account holder | $37 | $8,415-99.6% | $13,708-99.7% | $7,339-99.5% |