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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,989 | $72,071-55.6% | $68,368-53.2% | $137,256-76.7% |
| Participation rate | 62.5% | 76.2%-13.7pp | 73.8%-11.3pp | 80.0%-17.5pp |
| Annual return | 20.84% | 353.14%-332.3pp | 292.57%-271.7pp | 220.34%-199.5pp |
| Employer contribution / active EE | $885 | $2,788-68.3% | $2,649-66.6% | $4,156-78.7% |
| Participant deferral / active EE | $3,081 | $4,410-30.1% | $4,123-25.3% | $6,407-51.9% |
| Admin fee / account holder | $1,653 | $5,336-69.0% | $5,150-67.9% | $12,270-86.5% |