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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,989 | $102,595-68.8% | $94,057-66.0% | $154,746-79.3% |
| Participation rate | 62.5% | 76.0%-13.5pp | 73.3%-10.8pp | 80.7%-18.2pp |
| Annual return | 20.84% | 583.42%-562.6pp | 480.62%-459.8pp | 172.34%-151.5pp |
| Employer contribution / active EE | $885 | $3,147-71.9% | $2,933-69.8% | $4,379-79.8% |
| Participant deferral / active EE | $3,081 | $5,118-39.8% | $4,709-34.6% | $6,730-54.2% |
| Admin fee / account holder | $1,653 | $7,736-78.6% | $7,244-77.2% | $14,365-88.5% |