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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,603 | $183,592-29.4% | $155,574-16.7% | $145,877-11.2% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 14.50% | 61.37%-46.9pp | 64.87%-50.4pp | 551.28%-536.8pp |
| Employer contribution / active EE | $3,448 | $5,317-35.2% | $4,676-26.3% | $4,663-26.1% |
| Participant deferral / active EE | $7,255 | $6,466+12.2% | $5,629+28.9% | $6,691+8.4% |
| Admin fee / account holder | $772 | $19,316-96.0% | $15,914-95.2% | $13,402-94.2% |