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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,446 | $181,062-90.4% | $158,223-89.0% | $155,188-88.8% |
| Participation rate | 60.0% | 82.7%-22.7pp | 79.2%-19.2pp | 80.8%-20.8pp |
| Annual return | 18.80% | 57.39%-38.6pp | 52.09%-33.3pp | 148.84%-130.0pp |
| Employer contribution / active EE | $1,890 | $4,565-58.6% | $4,109-54.0% | $4,248-55.5% |
| Participant deferral / active EE | $2,624 | $6,134-57.2% | $5,467-52.0% | $6,531-59.8% |
| Admin fee / account holder | $7,058 | $18,825-62.5% | $16,047-56.0% | $14,480-51.3% |