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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,446 | $174,379-90.0% | $152,093-88.5% | $138,895-87.4% |
| Participation rate | 60.0% | 81.6%-21.6pp | 77.8%-17.8pp | 79.9%-19.9pp |
| Annual return | 18.80% | 74.86%-56.1pp | 66.36%-47.6pp | 145.39%-126.6pp |
| Employer contribution / active EE | $1,890 | $4,652-59.4% | $4,175-54.7% | $4,194-54.9% |
| Participant deferral / active EE | $2,624 | $6,159-57.4% | $5,451-51.9% | $6,396-59.0% |
| Admin fee / account holder | $7,058 | $16,880-58.2% | $14,497-51.3% | $12,562-43.8% |