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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,818 | $102,382+123.5% | $147,005+55.7% | $80,874+182.9% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 10.13% | 134.89%-124.8pp | 418.76%-408.6pp | 35.62%-25.5pp |
| Employer contribution / active EE | $7,797 | $3,715+109.9% | $4,934+58.0% | $2,756+183.0% |
| Participant deferral / active EE | $12,446 | $6,646+87.3% | $8,070+54.2% | $4,297+189.6% |
| Admin fee / account holder | $63,911 | $7,942+704.7% | $13,006+391.4% | $6,935+821.5% |