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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,927 | $254,759-94.1% | $216,567-93.1% | $198,609-92.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 81.6%+18.4pp | 82.4%+17.6pp |
| Annual return | 17.43% | 10.04%+7.4pp | 12.94%+4.5pp | 202.70%-185.3pp |
| Employer contribution / active EE | $1,498 | $6,096-75.4% | $5,216-71.3% | $5,055-70.4% |
| Participant deferral / active EE | $2,805 | $6,948-59.6% | $6,191-54.7% | $6,977-59.8% |
| Admin fee / account holder | $1,549 | $26,311-94.1% | $21,981-93.0% | $19,030-91.9% |