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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,927 | $178,174-91.6% | $156,181-90.4% | $137,256-89.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 17.43% | 84.19%-66.8pp | 64.87%-47.4pp | 220.34%-202.9pp |
| Employer contribution / active EE | $1,498 | $4,972-69.9% | $4,294-65.1% | $4,156-64.0% |
| Participant deferral / active EE | $2,805 | $6,888-59.3% | $6,132-54.3% | $6,407-56.2% |
| Admin fee / account holder | $1,549 | $17,404-91.1% | $14,586-89.4% | $12,270-87.4% |