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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,927 | $199,109-92.5% | $173,730-91.4% | $154,746-90.4% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 17.43% | 20.02%-2.6pp | 19.96%-2.5pp | 172.34%-154.9pp |
| Employer contribution / active EE | $1,498 | $5,311-71.8% | $4,577-67.3% | $4,379-65.8% |
| Participant deferral / active EE | $2,805 | $7,113-60.6% | $6,326-55.7% | $6,730-58.3% |
| Admin fee / account holder | $1,549 | $20,916-92.6% | $17,523-91.2% | $14,365-89.2% |