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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,328 | $69,273-54.8% | $90,796-65.5% | $82,637-62.1% |
| Participation rate | 71.4% | 64.0%+7.4pp | 69.5%+1.9pp | 68.1%+3.4pp |
| Annual return | 18.30% | 18.37%-0.1pp | 19.29%-1.0pp | 53.51%-35.2pp |
| Employer contribution / active EE | $1,757 | $1,865-5.8% | $2,294-23.4% | $2,552-31.1% |
| Participant deferral / active EE | $2,948 | $3,047-3.3% | $3,822-22.9% | $4,126-28.6% |
| Admin fee / account holder | $3,453 | $5,511-37.3% | $7,024-50.8% | $7,339-52.9% |