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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,708 | $181,062-59.3% | $158,223-53.4% | $155,188-52.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 9.20% | 57.39%-48.2pp | 52.09%-42.9pp | 148.84%-139.6pp |
| Employer contribution / active EE | $14,592 | $4,565+219.7% | $4,109+255.1% | $4,248+243.5% |
| Participant deferral / active EE | $11,702 | $6,134+90.8% | $5,467+114.0% | $6,531+79.2% |
| Admin fee / account holder | $13,610 | $18,825-27.7% | $16,047-15.2% | $14,480-6.0% |