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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,949 | $166,268-88.0% | $165,100-87.9% | $145,897-86.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 12.55% | 100.52%-88.0pp | 70.21%-57.7pp | 552.29%-539.7pp |
| Employer contribution / active EE | $1,668 | $5,284-68.4% | $4,348-61.6% | $4,663-64.2% |
| Participant deferral / active EE | $4,325 | $6,964-37.9% | $6,035-28.3% | $6,689-35.3% |
| Admin fee / account holder | $894 | $16,659-94.6% | $12,696-93.0% | $13,390-93.3% |