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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,889 | $209,336+40.4% | $197,124+49.1% | $137,256+114.1% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 11.19% | 48.09%-36.9pp | 44.34%-33.2pp | 220.34%-209.2pp |
| Employer contribution / active EE | $6,010 | $6,591-8.8% | $6,227-3.5% | $4,156+44.6% |
| Participant deferral / active EE | $12,689 | $9,614+32.0% | $9,135+38.9% | $6,407+98.1% |
| Admin fee / account holder | $765 | $17,308-95.6% | $16,298-95.3% | $12,270-93.8% |