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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,952 | $166,131-70.5% | $164,975-70.3% | $145,877-66.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 18.91% | 100.37%-81.5pp | 70.12%-51.2pp | 551.28%-532.4pp |
| Employer contribution / active EE | $1,507 | $5,276-71.4% | $4,343-65.3% | $4,663-67.7% |
| Participant deferral / active EE | $2,862 | $6,962-58.9% | $6,033-52.6% | $6,691-57.2% |
| Admin fee / account holder | $3,787 | $16,648-77.3% | $12,688-70.2% | $13,402-71.7% |