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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,952 | $166,268-70.6% | $165,100-70.3% | $145,897-66.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 18.91% | 100.52%-81.6pp | 70.21%-51.3pp | 552.29%-533.4pp |
| Employer contribution / active EE | $1,507 | $5,284-71.5% | $4,348-65.3% | $4,663-67.7% |
| Participant deferral / active EE | $2,862 | $6,964-58.9% | $6,035-52.6% | $6,689-57.2% |
| Admin fee / account holder | $3,787 | $16,659-77.3% | $12,696-70.2% | $13,390-71.7% |