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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,815 | $81,504-95.3% | $102,437-96.3% | $80,959-95.3% |
| Participation rate | 72.4% | 66.9%+5.6pp | 74.5%-2.1pp | 67.7%+4.7pp |
| Annual return | 10.90% | 25.60%-14.7pp | 24.95%-14.1pp | 35.67%-24.8pp |
| Employer contribution / active EE | $0 | $3,104-100.0% | $3,871-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,235 | $3,871-68.1% | $5,060-75.6% | $4,300-71.3% |
| Admin fee / account holder | $323 | $6,719-95.2% | $8,388-96.2% | $6,925-95.3% |