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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,249 | $58,057+88.2% | $97,032+12.6% | $86,983+25.6% |
| Participation rate | 50.0% | 60.4%-10.4pp | 71.6%-21.6pp | 69.5%-19.5pp |
| Annual return | 15.47% | 22.26%-6.8pp | 35.38%-19.9pp | 25.83%-10.4pp |
| Employer contribution / active EE | $1,527 | $1,663-8.2% | $2,629-41.9% | $2,584-40.9% |
| Participant deferral / active EE | $4,001 | $3,244+23.3% | $4,672-14.4% | $4,194-4.6% |
| Admin fee / account holder | $921 | $4,839-81.0% | $9,418-90.2% | $7,856-88.3% |