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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,307 | $102,429+176.6% | $147,096+92.6% | $80,925+250.1% |
| Participation rate | 81.5% | 75.9%+5.6pp | 82.2%-0.7pp | 67.7%+13.8pp |
| Annual return | 15.31% | 135.02%-119.7pp | 419.75%-404.4pp | 35.65%-20.3pp |
| Employer contribution / active EE | $6,989 | $3,716+88.1% | $4,936+41.6% | $2,756+153.6% |
| Participant deferral / active EE | $17,480 | $6,649+162.9% | $8,071+116.6% | $4,299+306.6% |
| Admin fee / account holder | $18,924 | $7,957+137.8% | $13,005+45.5% | $6,940+172.7% |