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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,139 | $199,109+8.6% | $173,730+24.4% | $154,746+39.7% |
| Participation rate | 87.5% | 82.8%+4.7pp | 79.6%+7.9pp | 80.7%+6.8pp |
| Annual return | 15.62% | 20.02%-4.4pp | 19.96%-4.3pp | 172.34%-156.7pp |
| Employer contribution / active EE | $3,280 | $5,311-38.2% | $4,577-28.3% | $4,379-25.1% |
| Participant deferral / active EE | $6,493 | $7,113-8.7% | $6,326+2.6% | $6,730-3.5% |
| Admin fee / account holder | $3,366 | $20,916-83.9% | $17,523-80.8% | $14,365-76.6% |