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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,139 | $178,174+21.3% | $156,181+38.4% | $137,256+57.5% |
| Participation rate | 87.5% | 82.0%+5.5pp | 78.8%+8.7pp | 80.0%+7.5pp |
| Annual return | 15.62% | 84.19%-68.6pp | 64.87%-49.3pp | 220.34%-204.7pp |
| Employer contribution / active EE | $3,280 | $4,972-34.0% | $4,294-23.6% | $4,156-21.1% |
| Participant deferral / active EE | $6,493 | $6,888-5.7% | $6,132+5.9% | $6,407+1.4% |
| Admin fee / account holder | $3,366 | $17,404-80.7% | $14,586-76.9% | $12,270-72.6% |