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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,400 | $166,268+8.5% | $165,100+9.3% | $145,897+23.6% |
| Participation rate | 87.5% | 82.0%+5.5pp | 78.6%+8.9pp | 80.3%+7.2pp |
| Annual return | 12.03% | 100.52%-88.5pp | 70.21%-58.2pp | 552.29%-540.3pp |
| Employer contribution / active EE | $3,487 | $5,284-34.0% | $4,348-19.8% | $4,663-25.2% |
| Participant deferral / active EE | $6,100 | $6,964-12.4% | $6,035+1.1% | $6,689-8.8% |
| Admin fee / account holder | $957 | $16,659-94.3% | $12,696-92.5% | $13,390-92.9% |