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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,199 | $181,062+18.3% | $158,223+35.4% | $155,188+38.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 17.07% | 57.39%-40.3pp | 52.09%-35.0pp | 148.84%-131.8pp |
| Employer contribution / active EE | $12,462 | $4,565+173.0% | $4,109+203.3% | $4,248+193.4% |
| Participant deferral / active EE | $8,175 | $6,134+33.3% | $5,467+49.5% | $6,531+25.2% |
| Admin fee / account holder | $436 | $18,825-97.7% | $16,047-97.3% | $14,480-97.0% |