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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,199 | $185,312+15.6% | $161,489+32.6% | $154,746+38.4% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 17.07% | 103.84%-86.8pp | 89.72%-72.6pp | 172.34%-155.3pp |
| Employer contribution / active EE | $12,462 | $4,769+161.3% | $4,268+192.0% | $4,379+184.6% |
| Participant deferral / active EE | $8,175 | $6,350+28.8% | $5,630+45.2% | $6,730+21.5% |
| Admin fee / account holder | $436 | $18,654-97.7% | $16,006-97.3% | $14,365-97.0% |