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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,553 | $160,028-64.0% | $147,080-60.9% | $145,884-60.5% |
| Participation rate | 47.1% | 84.0%-37.0pp | 82.2%-35.1pp | 80.3%-33.2pp |
| Annual return | 12.15% | 98.60%-86.4pp | 420.17%-408.0pp | 551.85%-539.7pp |
| Employer contribution / active EE | $1,419 | $5,286-73.2% | $4,933-71.2% | $4,662-69.6% |
| Participant deferral / active EE | $2,177 | $8,422-74.2% | $8,066-73.0% | $6,690-67.5% |
| Admin fee / account holder | $55 | $15,030-99.6% | $12,989-99.6% | $13,392-99.6% |