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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,164 | $181,062-1.6% | $158,223+12.6% | $155,188+14.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 14.80% | 57.39%-42.6pp | 52.09%-37.3pp | 148.84%-134.0pp |
| Employer contribution / active EE | $8,206 | $4,565+79.8% | $4,109+99.7% | $4,248+93.2% |
| Participant deferral / active EE | $7,808 | $6,134+27.3% | $5,467+42.8% | $6,531+19.6% |
| Admin fee / account holder | $7,024 | $18,825-62.7% | $16,047-56.2% | $14,480-51.5% |