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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,734 | $96,731+18.6% | $123,973-7.5% | $86,983+31.9% |
| Participation rate | 47.6% | 70.0%-22.5pp | 76.7%-29.1pp | 69.5%-22.0pp |
| Annual return | 17.43% | 17.33%+0.1pp | 388.13%-370.7pp | 25.83%-8.4pp |
| Employer contribution / active EE | $888 | $3,297-73.1% | $4,126-78.5% | $2,584-65.7% |
| Participant deferral / active EE | $2,951 | $4,152-28.9% | $5,247-43.8% | $4,194-29.6% |
| Admin fee / account holder | $2,270 | $8,722-74.0% | $11,799-80.8% | $7,856-71.1% |