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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,931 | $160,070-58.2% | $147,117-54.5% | $145,897-54.1% |
| Participation rate | 95.5% | 84.0%+11.4pp | 82.2%+13.3pp | 80.3%+15.1pp |
| Annual return | 11.17% | 98.69%-87.5pp | 420.54%-409.4pp | 552.29%-541.1pp |
| Employer contribution / active EE | $6,470 | $5,285+22.4% | $4,932+31.2% | $4,663+38.8% |
| Participant deferral / active EE | $2,762 | $8,419-67.2% | $8,065-65.8% | $6,689-58.7% |
| Admin fee / account holder | $2,296 | $15,035-84.7% | $12,993-82.3% | $13,390-82.9% |