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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,101 | $110,410-39.2% | $102,437-34.5% | $145,897-54.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 14.23% | 24.85%-10.6pp | 24.95%-10.7pp | 552.29%-538.1pp |
| Employer contribution / active EE | $8,015 | $4,217+90.0% | $3,871+107.1% | $4,663+71.9% |
| Participant deferral / active EE | $2,936 | $5,622-47.8% | $5,060-42.0% | $6,689-56.1% |
| Admin fee / account holder | $9,112 | $9,745-6.5% | $8,388+8.6% | $13,390-31.9% |