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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,588 | $201,372+5.6% | $184,260+15.4% | $145,884+45.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 9.06% | 29.04%-20.0pp | 28.84%-19.8pp | 551.85%-542.8pp |
| Employer contribution / active EE | $13,984 | $7,024+99.1% | $6,427+117.6% | $4,662+199.9% |
| Participant deferral / active EE | $18,088 | $9,808+84.4% | $9,133+98.1% | $6,690+170.4% |
| Admin fee / account holder | $4,891 | $16,362-70.1% | $13,898-64.8% | $13,392-63.5% |