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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,588 | $201,264+5.6% | $184,185+15.4% | $145,978+45.6% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 9.06% | 29.00%-19.9pp | 28.81%-19.8pp | 550.52%-541.5pp |
| Employer contribution / active EE | $13,984 | $7,021+99.2% | $6,426+117.6% | $4,662+200.0% |
| Participant deferral / active EE | $18,088 | $9,806+84.5% | $9,132+98.1% | $6,690+170.4% |
| Admin fee / account holder | $4,891 | $16,376-70.1% | $13,909-64.8% | $13,400-63.5% |