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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,894 | $95,404-47.7% | $113,397-56.0% | $82,637-39.6% |
| Participation rate | 59.7% | 72.8%-13.1pp | 76.5%-16.8pp | 68.1%-8.3pp |
| Annual return | 15.52% | 19.08%-3.6pp | 23.20%-7.7pp | 53.51%-38.0pp |
| Employer contribution / active EE | $1,004 | $2,307-56.5% | $2,977-66.3% | $2,552-60.6% |
| Participant deferral / active EE | $2,630 | $4,220-37.7% | $5,076-48.2% | $4,126-36.3% |
| Admin fee / account holder | $9,234 | $9,168+0.7% | $11,957-22.8% | $7,339+25.8% |