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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,620 | $81,331+56.9% | $155,534-17.9% | $80,935+57.7% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 8.08% | 33.37%-25.3pp | 64.92%-56.8pp | 35.66%-27.6pp |
| Employer contribution / active EE | $6,515 | $3,105+109.8% | $4,675+39.4% | $2,757+136.3% |
| Participant deferral / active EE | $6,646 | $3,454+92.4% | $5,630+18.0% | $4,299+54.6% |
| Admin fee / account holder | $7,067 | $7,999-11.7% | $15,900-55.6% | $6,924+2.1% |