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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,620 | $81,276+57.0% | $155,574-18.0% | $80,925+57.7% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 8.08% | 33.36%-25.3pp | 64.87%-56.8pp | 35.65%-27.6pp |
| Employer contribution / active EE | $6,515 | $3,103+109.9% | $4,676+39.3% | $2,756+136.4% |
| Participant deferral / active EE | $6,646 | $3,453+92.5% | $5,629+18.1% | $4,299+54.6% |
| Admin fee / account holder | $7,067 | $7,993-11.6% | $15,914-55.6% | $6,940+1.8% |