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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,471 | $58,275-32.3% | $81,844-51.8% | $80,935-51.2% |
| Participation rate | 44.4% | 63.5%-19.0pp | 72.4%-27.9pp | 67.7%-23.2pp |
| Annual return | 0.00% | 41.82%-41.8pp | 778.87%-778.9pp | 35.66%-35.7pp |
| Employer contribution / active EE | $893 | $2,346-61.9% | $2,916-69.4% | $2,757-67.6% |
| Participant deferral / active EE | $1,494 | $3,285-54.5% | $4,323-65.4% | $4,299-65.3% |
| Admin fee / account holder | $3,485 | $4,749-26.6% | $7,355-52.6% | $6,924-49.7% |