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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,107 | $139,948-74.2% | $121,663-70.3% | $154,746-76.7% |
| Participation rate | 82.6% | 78.0%+4.6pp | 74.5%+8.1pp | 80.7%+1.9pp |
| Annual return | 17.01% | 230.52%-213.5pp | 147.54%-130.5pp | 172.34%-155.3pp |
| Employer contribution / active EE | $2,130 | $3,521-39.5% | $3,020-29.5% | $4,379-51.4% |
| Participant deferral / active EE | $4,028 | $5,629-28.4% | $4,887-17.6% | $6,730-40.1% |
| Admin fee / account holder | $4,099 | $17,321-76.3% | $14,289-71.3% | $14,365-71.5% |