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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,107 | $132,634-72.8% | $115,768-68.8% | $137,256-73.7% |
| Participation rate | 82.6% | 77.9%+4.7pp | 74.4%+8.2pp | 80.0%+2.6pp |
| Annual return | 17.01% | 160.70%-143.7pp | 100.46%-83.5pp | 220.34%-203.3pp |
| Employer contribution / active EE | $2,130 | $3,360-36.6% | $2,940-27.5% | $4,156-48.7% |
| Participant deferral / active EE | $4,028 | $5,619-28.3% | $4,917-18.1% | $6,407-37.1% |
| Admin fee / account holder | $4,099 | $15,028-72.7% | $12,439-67.1% | $12,270-66.6% |