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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,744 | $155,555+18.1% | $146,866+25.1% | $155,188+18.4% |
| Participation rate | 90.9% | 84.0%+7.0pp | 82.5%+8.4pp | 80.8%+10.1pp |
| Annual return | 14.00% | 115.41%-101.4pp | 102.85%-88.8pp | 148.84%-134.8pp |
| Employer contribution / active EE | $2,973 | $4,647-36.0% | $4,425-32.8% | $4,248-30.0% |
| Participant deferral / active EE | $6,886 | $8,044-14.4% | $7,759-11.3% | $6,531+5.4% |
| Admin fee / account holder | $366 | $14,755-97.5% | $13,620-97.3% | $14,480-97.5% |