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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,744 | $156,398+17.5% | $147,318+24.7% | $138,895+32.3% |
| Participation rate | 90.9% | 83.8%+7.2pp | 82.1%+8.8pp | 79.9%+11.0pp |
| Annual return | 14.00% | 78.75%-64.7pp | 70.43%-56.4pp | 145.39%-131.4pp |
| Employer contribution / active EE | $2,973 | $4,853-38.7% | $4,593-35.3% | $4,194-29.1% |
| Participant deferral / active EE | $6,886 | $8,237-16.4% | $7,906-12.9% | $6,396+7.7% |
| Admin fee / account holder | $366 | $14,976-97.6% | $13,708-97.3% | $12,562-97.1% |