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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,463 | $181,062-83.2% | $158,223-80.7% | $155,188-80.4% |
| Participation rate | 62.5% | 82.7%-20.2pp | 79.2%-16.7pp | 80.8%-18.3pp |
| Annual return | 13.94% | 57.39%-43.4pp | 52.09%-38.1pp | 148.84%-134.9pp |
| Employer contribution / active EE | $973 | $4,565-78.7% | $4,109-76.3% | $4,248-77.1% |
| Participant deferral / active EE | $1,948 | $6,134-68.3% | $5,467-64.4% | $6,531-70.2% |
| Admin fee / account holder | $26,000 | $18,825+38.1% | $16,047+62.0% | $14,480+79.6% |