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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,997 | $57,073+41.9% | $85,126-4.9% | $80,925+0.1% |
| Participation rate | 79.1% | 56.4%+22.7pp | 67.5%+11.5pp | 67.7%+11.4pp |
| Annual return | 12.30% | 21.69%-9.4pp | 66.63%-54.3pp | 35.65%-23.3pp |
| Employer contribution / active EE | $2,307 | $1,801+28.1% | $2,731-15.5% | $2,756-16.3% |
| Participant deferral / active EE | $5,210 | $3,113+67.4% | $4,523+15.2% | $4,299+21.2% |
| Admin fee / account holder | $15,954 | $4,988+219.9% | $6,160+159.0% | $6,940+129.9% |