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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,995 | $95,959-32.3% | $97,411-33.3% | $138,895-53.2% |
| Participation rate | 100.0% | 81.8%+18.2pp | 80.4%+19.6pp | 79.9%+20.1pp |
| Annual return | 22.29% | 29.30%-7.0pp | 34.72%-12.4pp | 145.39%-123.1pp |
| Employer contribution / active EE | $1,679 | $4,278-60.8% | $4,210-60.1% | $4,194-60.0% |
| Participant deferral / active EE | $7,588 | $5,876+29.1% | $5,886+28.9% | $6,396+18.6% |
| Admin fee / account holder | $633 | $7,555-91.6% | $7,145-91.1% | $12,562-95.0% |