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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,449 | $129,737-41.1% | $119,126-35.8% | $154,746-50.6% |
| Participation rate | 50.0% | 78.9%-28.9pp | 75.8%-25.8pp | 80.7%-30.7pp |
| Annual return | 14.49% | 379.08%-364.6pp | 282.11%-267.6pp | 172.34%-157.8pp |
| Employer contribution / active EE | $1,871 | $4,375-57.2% | $4,034-53.6% | $4,379-57.3% |
| Participant deferral / active EE | $9,234 | $5,842+58.1% | $5,318+73.6% | $6,730+37.2% |
| Admin fee / account holder | $1,166 | $11,961-90.3% | $10,693-89.1% | $14,365-91.9% |