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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,449 | $111,535-31.5% | $105,223-27.3% | $137,256-44.3% |
| Participation rate | 50.0% | 78.1%-28.1pp | 75.0%-25.0pp | 80.0%-30.0pp |
| Annual return | 14.49% | 237.85%-223.4pp | 180.65%-166.2pp | 220.34%-205.8pp |
| Employer contribution / active EE | $1,871 | $3,939-52.5% | $3,689-49.3% | $4,156-55.0% |
| Participant deferral / active EE | $9,234 | $5,500+67.9% | $5,072+82.1% | $6,407+44.1% |
| Admin fee / account holder | $1,166 | $9,721-88.0% | $8,859-86.8% | $12,270-90.5% |