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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,034 | $114,712+56.1% | $173,730+3.1% | $87,485+104.6% |
| Participation rate | 66.7% | 73.0%-6.3pp | 79.6%-12.9pp | 68.9%-2.3pp |
| Annual return | 15.86% | 20.18%-4.3pp | 19.96%-4.1pp | 26.06%-10.2pp |
| Employer contribution / active EE | $2,739 | $2,904-5.7% | $4,577-40.2% | $2,596+5.5% |
| Participant deferral / active EE | $5,712 | $4,642+23.1% | $6,326-9.7% | $4,274+33.7% |
| Admin fee / account holder | $7,964 | $10,210-22.0% | $17,523-54.6% | $7,775+2.4% |