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| Provider | Service type | Compensation |
|---|---|---|
GUARDIAN WEALTH PARTNERS LLP6 years Service code 26 · EIN 83-2336062 | Advisory (Participants) | $53,201 |
MVP PLAN ADMINISTRATORS, INC.10+ years Service code 13 · EIN 56-2263714 | Contract Administrator | $31,015 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,206 | $101,591+159.1% | $147,096+78.9% | $74,429+253.6% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.2%+17.8pp | 67.2%+32.8pp |
| Annual return | 13.21% | 8746.45%-8733.2pp | 419.75%-406.5pp | 1368.38%-1355.2pp |
| Employer contribution / active EE | $4,194 | $3,813+10.0% | $4,936-15.0% | $2,625+59.8% |
| Participant deferral / active EE | $8,309 | $7,302+13.8% | $8,071+3.0% | $4,348+91.1% |
| Admin fee / account holder | $347 | $1,750-80.2% | $13,005-97.3% | $1,944-82.2% |