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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,244 | $174,379-69.5% | $152,093-65.0% | $138,895-61.7% |
| Participation rate | 80.0% | 81.6%-1.6pp | 77.8%+2.2pp | 79.9%+0.1pp |
| Annual return | 10.76% | 74.86%-64.1pp | 66.36%-55.6pp | 145.39%-134.6pp |
| Employer contribution / active EE | $1,472 | $4,652-68.4% | $4,175-64.7% | $4,194-64.9% |
| Participant deferral / active EE | $6,811 | $6,159+10.6% | $5,451+24.9% | $6,396+6.5% |
| Admin fee / account holder | $9,796 | $16,880-42.0% | $14,497-32.4% | $12,562-22.0% |