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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,161 | $75,541+368.8% | $152,093+132.9% | $82,637+328.6% |
| Participation rate | 100.0% | 66.5%+33.5pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 10.98% | 32.56%-21.6pp | 66.36%-55.4pp | 53.51%-42.5pp |
| Employer contribution / active EE | $9,331 | $2,622+255.8% | $4,175+123.5% | $2,552+265.6% |
| Participant deferral / active EE | $5,656 | $3,206+76.4% | $5,451+3.8% | $4,126+37.1% |
| Admin fee / account holder | $30,840 | $6,405+381.5% | $14,497+112.7% | $7,339+320.2% |