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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,627 | $81,331+296.7% | $155,534+107.4% | $80,935+298.6% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 10.10% | 33.37%-23.3pp | 64.92%-54.8pp | 35.66%-25.6pp |
| Employer contribution / active EE | $10,000 | $3,105+222.1% | $4,675+113.9% | $2,757+262.8% |
| Participant deferral / active EE | $6,203 | $3,454+79.6% | $5,630+10.2% | $4,299+44.3% |
| Admin fee / account holder | $16,162 | $7,999+102.1% | $15,900+1.7% | $6,924+133.4% |