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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,447 | $81,487+40.4% | $102,412+11.8% | $80,935+41.4% |
| Participation rate | 40.6% | 66.8%-26.2pp | 74.5%-33.9pp | 67.7%-27.0pp |
| Annual return | 15.61% | 25.60%-10.0pp | 24.94%-9.3pp | 35.66%-20.0pp |
| Employer contribution / active EE | $1,626 | $3,103-47.6% | $3,870-58.0% | $2,757-41.0% |
| Participant deferral / active EE | $3,959 | $3,871+2.3% | $5,060-21.8% | $4,299-7.9% |
| Admin fee / account holder | $19 | $6,717-99.7% | $8,388-99.8% | $6,924-99.7% |