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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,941 | $114,712+2.8% | $173,730-32.1% | $87,485+34.8% |
| Participation rate | 100.0% | 73.0%+27.0pp | 79.6%+20.4pp | 68.9%+31.1pp |
| Annual return | 9.37% | 20.18%-10.8pp | 19.96%-10.6pp | 26.06%-16.7pp |
| Employer contribution / active EE | $2,260 | $2,904-22.2% | $4,577-50.6% | $2,596-12.9% |
| Participant deferral / active EE | $5,167 | $4,642+11.3% | $6,326-18.3% | $4,274+20.9% |
| Admin fee / account holder | $4,115 | $10,210-59.7% | $17,523-76.5% | $7,775-47.1% |