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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,409 | $61,789-47.5% | $97,167-66.6% | $80,874-59.9% |
| Participation rate | 49.0% | 63.5%-14.5pp | 72.7%-23.7pp | 67.6%-18.7pp |
| Annual return | 14.85% | -557.90%+572.8pp | 75.27%-60.4pp | 35.62%-20.8pp |
| Employer contribution / active EE | $986 | $1,837-46.3% | $2,729-63.9% | $2,756-64.2% |
| Participant deferral / active EE | $1,665 | $3,028-45.0% | $4,264-61.0% | $4,297-61.3% |
| Admin fee / account holder | $514 | $5,168-90.1% | $5,650-90.9% | $6,935-92.6% |