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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,068 | $160,028+103.1% | $147,080+121.0% | $145,884+122.8% |
| Participation rate | 85.0% | 84.0%+1.0pp | 82.2%+2.8pp | 80.3%+4.7pp |
| Annual return | 8.01% | 98.60%-90.6pp | 420.17%-412.2pp | 551.85%-543.8pp |
| Employer contribution / active EE | $9,435 | $5,286+78.5% | $4,933+91.3% | $4,662+102.4% |
| Participant deferral / active EE | $10,120 | $8,422+20.2% | $8,066+25.5% | $6,690+51.3% |
| Admin fee / account holder | $137,547 | $15,030+815.1% | $12,989+959.0% | $13,392+927.1% |