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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,915 | $88,672-38.1% | $105,223-47.8% | $82,448-33.4% |
| Participation rate | 61.1% | 67.9%-6.8pp | 75.0%-13.9pp | 68.1%-7.0pp |
| Annual return | 14.77% | 30.86%-16.1pp | 180.65%-165.9pp | 41.64%-26.9pp |
| Employer contribution / active EE | $1,423 | $3,048-53.3% | $3,689-61.4% | $2,551-44.2% |
| Participant deferral / active EE | $2,779 | $4,036-31.1% | $5,072-45.2% | $4,139-32.9% |
| Admin fee / account holder | $5,121 | $7,146-28.3% | $8,859-42.2% | $7,234-29.2% |