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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,401 | $127,387-86.3% | $115,038-84.9% | $125,389-86.1% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -3.35% | 31.28%-34.6pp | 26.14%-29.5pp | 282.24%-285.6pp |
| Employer contribution / active EE | $2,301 | $5,166-55.5% | $4,608-50.1% | $4,866-52.7% |
| Participant deferral / active EE | $2,812 | $6,423-56.2% | $6,026-53.3% | $5,352-47.5% |
| Admin fee / account holder | $976 | $9,516-89.7% | $8,175-88.1% | $9,541-89.8% |