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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,956 | $156,616-66.8% | $133,346-61.0% | $198,609-73.8% |
| Participation rate | 82.4% | 77.7%+4.6pp | 72.8%+9.5pp | 82.4%0pp |
| Annual return | 16.11% | 44.25%-28.1pp | 36.85%-20.7pp | 202.70%-186.6pp |
| Employer contribution / active EE | $1,756 | $3,368-47.9% | $2,853-38.5% | $5,055-65.3% |
| Participant deferral / active EE | $4,921 | $4,9200% | $4,332+13.6% | $6,977-29.5% |
| Admin fee / account holder | $448 | $17,468-97.4% | $14,264-96.9% | $19,030-97.6% |