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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,595 | $82,028-26.1% | $123,105-50.8% | $59,633+1.6% |
| Participation rate | 73.5% | 83.2%-9.7pp | 86.8%-13.2pp | 68.7%+4.9pp |
| Annual return | 1.52% | 5.12%-3.6pp | 13.22%-11.7pp | 2041.45%-2039.9pp |
| Employer contribution / active EE | $776 | $3,297-76.5% | $5,151-84.9% | $2,203-64.8% |
| Participant deferral / active EE | $3,542 | $4,667-24.1% | $6,229-43.1% | $3,192+11.0% |
| Admin fee / account holder | $7,740 | $5,879+31.7% | $9,014-14.1% | $4,297+80.1% |