Filings through Sep 24, 2026.

Retirement plan

Vanguard Furniture Co., Inc. Employees' Retirement Savings Plan

Name: VANGUARD FURNITURE CO., INC. - VANGUARD FURNITURE CO., INC. EMPLOYEES' RETIREMENT SAVINGS PLAN (2024) Form 5500
Creator: VANGUARD FURNITURE CO., INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, VANGUARD FURNITURE CO., INC. EMPLOYEES' RETIREMENT SAVINGS PLAN, VANGUARD FURNITURE CO., INC.

Vanguard Furniture Co., Inc.EIN 56-0928040Plan #001PY 2024Filed Aug 22, 2025

109 SIMPSON STREET - CONOVER, NC 286138206828-485-2219LinkedIn1-10 employeesfurniture

Prospect flagsLow returnsLow assets / participantLow employer contributionCorrective distributionsFund lineup: 13 funds, $20.2M

How to read this page

Total assets (EOY)

$21.2M

+15.6% from 2023

Total participants

720

+1.7% from 2023

Average account balance

$32,325

+14.9% from 2023

Annual return

11.83%

-7.10 pp from 2023

Benchmarks

See 2,389 peers

Peer group

Industry33 - Manufacturing

Plan typeDefined contribution

Participants250-999

Cohort2,389 peers

Snapshot2024

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Analytics

See the 10-year trajectory with Solo.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
PRINCIPAL LIFE INSURANCE COMPANY7 years Service code 13 · EIN 42-0127290	Contract Administrator	$133,178
WELLS FARGO BANK, N.A.7 years Filed as: WELLS FARGO ADVISORS FINANCIAL NETW Service code 27 · EIN 34-1542819	Advisory (Plan)	$46,317
WILSHIRE ASSOCIATES INCORPORATED3 years Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361	Advisory (Plan)	$0

Fund lineup

CSV with Pro

13 funds of $250K or more; 15 lines in all, holding $20.2M of the plan's $21.2M. From the 2024 filing. Recordkeeper: Principal.

In collective trusts90%median 0% for plans of $5M to $50M (35,181 plans)

In index funds<1%median 21% for plans of $5M to $50M (35,181 plans)

In the main target-date series77%median 36% for plans of $5M to $50M (35,181 plans)

Employer stockNo

Target-date series: Principal LifeTime, collective trust, 77% of fund dollars

Fund	Manager	Vehicle	Dollars	% of funds%
Principal LifeTime Principal · Collective trust Target-date, 12 vintagesRecordkeeper's own fund	Principal	Collective trust	$15.5M	76.5%
Common/Collective Trust Principal G Principal · Collective trust Recordkeeper's own fund	Principal	Collective trust	$2.8M	13.6%
Principal Stable Value Z Fund Principal · Stable value Stable valueRecordkeeper's own fund	Principal	Stable value	$905K	4.5%
Harbor Capital App Ret Funds Harbor Capital · Mutual fund	Harbor Capital	Mutual fund	$275K	1.4%
Carillon Eagle Mid Cap Growth Fund Class R-6 Raymond James · Mutual fund	Raymond James	Mutual fund	$184K	0.9%
PIMCO Income Fund Institutional PIMCO (Allianz) · Mutual fund	PIMCO (Allianz)	Mutual fund	$153K	0.8%
Fidelity Small Cap Index Fund Fidelity (FMR) · Mutual fund Index	Fidelity (FMR)	Mutual fund	$111K	0.5%
Registered Investment Company T. Rowe Price Funds T. Rowe Price · Mutual fund	T. Rowe Price	Mutual fund	$110K	0.5%
PIMCO High Yield Fund Institutional PIMCO (Allianz) · Mutual fund	PIMCO (Allianz)	Mutual fund	$57K	0.3%
American Fds WshMut Inv R6 Fd Capital Group · Mutual fund	Capital Group	Mutual fund	$51K	0.3%

See the other 5 lines in this lineup with Solo.

Covers 61,314 large plans that list their funds in their annual filing. Updated Nov 2, 2026. Shares describe these plans, not the whole market.

Plan features & details

Pension benefit codes2E2F2G2J2K2S2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

4 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$133K

$210 / participant

Contract admin$133K100.0%

% of EOY assets

0.629%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: SMITH LEONARD PLLC
Auditor EIN: 205907591
Audit fees: (not subdivided)
Opinion code: Unqualified

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Provider

Service type

Compensation

PRINCIPAL LIFE INSURANCE COMPANY7 years

Service code 13 · EIN 42-0127290

Contract Administrator

$133,178

WELLS FARGO BANK, N.A.7 years

Filed as: WELLS FARGO ADVISORS FINANCIAL NETW

Service code 27 · EIN 34-1542819

Advisory (Plan)

$46,317

WILSHIRE ASSOCIATES INCORPORATED3 years

Filed as: WILSHIRE ADVISORS LLC

Service code 27 · EIN 95-2755361

Advisory (Plan)

Fund

Dollars

% of funds%

Principal LifeTime

Principal · Collective trust

Target-date, 12 vintagesRecordkeeper's own fund

$15.5M

76.5%

Common/Collective Trust Principal G

Principal · Collective trust

Recordkeeper's own fund

$2.8M

13.6%

Principal Stable Value Z Fund

Principal · Stable value

Stable valueRecordkeeper's own fund

$905K

4.5%

Harbor Capital App Ret Funds

Harbor Capital · Mutual fund

$275K

1.4%

Carillon Eagle Mid Cap Growth Fund Class R-6

Raymond James · Mutual fund

$184K

0.9%

PIMCO Income Fund Institutional

PIMCO (Allianz) · Mutual fund

$153K

0.8%

Fidelity Small Cap Index Fund

Fidelity (FMR) · Mutual fund

Index

$111K

0.5%

Registered Investment Company T. Rowe Price Funds

T. Rowe Price · Mutual fund

$110K

0.5%

PIMCO High Yield Fund Institutional

PIMCO (Allianz) · Mutual fund

$57K

0.3%

American Fds WshMut Inv R6 Fd

Capital Group · Mutual fund

$51K

0.3%

Vanguard Furniture Co., Inc. Employees' Retirement Savings Plan

Summary metrics

Benchmarksi

Analytics

Service providersi

Fund lineupi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Vanguard Furniture Co., Inc. Employees' Retirement Savings Plan

Summary metrics

Benchmarksi

Analytics

Service providersi

Fund lineupi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Fund lineup

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Fund lineup

Opportunity flags

Expense breakdown

Audit opinion