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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,778 | $114,013-71.3% | $103,693-68.4% | $155,188-78.9% |
| Participation rate | 66.7% | 75.2%-8.5pp | 72.6%-6.0pp | 80.8%-14.1pp |
| Annual return | 11.78% | 49.31%-37.5pp | 47.61%-35.8pp | 148.84%-137.1pp |
| Employer contribution / active EE | $675 | $3,131-78.5% | $2,920-76.9% | $4,248-84.1% |
| Participant deferral / active EE | $2,577 | $4,970-48.2% | $4,579-43.7% | $6,531-60.5% |
| Admin fee / account holder | $7,121 | $8,407-15.3% | $7,858-9.4% | $14,480-50.8% |