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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,778 | $102,595-68.1% | $94,057-65.2% | $154,746-78.8% |
| Participation rate | 66.7% | 76.0%-9.3pp | 73.3%-6.7pp | 80.7%-14.0pp |
| Annual return | 11.78% | 583.42%-571.6pp | 480.62%-468.8pp | 172.34%-160.6pp |
| Employer contribution / active EE | $675 | $3,147-78.6% | $2,933-77.0% | $4,379-84.6% |
| Participant deferral / active EE | $2,577 | $5,118-49.7% | $4,709-45.3% | $6,730-61.7% |
| Admin fee / account holder | $7,121 | $7,736-8.0% | $7,244-1.7% | $14,365-50.4% |