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| Provider | Service type | Compensation |
|---|---|---|
FUND DIRECT ADVISORS10+ years Service code 26 · EIN 27-3584365 | Advisory (Participants) | $21,420 |
STANLEY BENEFIT SERVICES, INC.10+ years Filed as: STANLEY BENEFIT SERVICES Service code 15 · EIN 20-4006400 | Recordkeeping | $20,123 |
STIFEL NICOLAUS & CO INC10+ years Filed as: STIFEL INVESTMENT SERVICES Service code 27 · EIN 43-1273600 | Advisory (Plan) | $16,937 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,388 | $62,177+87.2% | $81,370+43.0% | $74,478+56.3% |
| Participation rate | 94.4% | 64.1%+30.3pp | 69.5%+24.9pp | 67.2%+27.2pp |
| Annual return | 12.51% | 16.62%-4.1pp | 24.85%-12.3pp | 1370.56%-1358.1pp |
| Employer contribution / active EE | $14,803 | $1,881+686.9% | $2,464+500.8% | $2,626+463.7% |
| Participant deferral / active EE | $4,711 | $3,219+46.3% | $3,885+21.2% | $4,350+8.3% |
| Admin fee / account holder | $465 | $1,927-75.8% | $5,749-91.9% | $1,946-76.1% |